What Credit Score Do You Really Need in 2025?
The truth about credit scores in 2025—and what’s considered “good enough” for real life.
A score above 700 is considered good in 2025. But you don’t always need perfect credit.
Here's where it counts:
- Renting: 620+
- Credit cards: 680+
- Mortgages: 700–740
Improve your score by paying on time, keeping balances low, and avoiding new accounts unless needed.
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